Here you’ll find a growing library of short, plain-language guides about benefits, debt relief options, and everyday money decisions. These guides are meant to help you understand the basics so you can continue your own research and ask better questions.
We’re always adding new topics. Check back regularly for updates.
Learn the difference between SSDI and SSI, what basic eligibility looks like, common forms and documents, and where to find official information from the Social Security Administration.
A high-level look at how income limits work, why benefits can change if your income goes up, and how to find the official program website for your state or county.
An overview of debt management plans, consolidation loans, and debt settlement companies — including what questions to ask and which red flags to watch for.
Learn where to pull your credit reports, how often you can do it for free, and basic steps for reviewing accounts and spotting possible errors.
Simple ideas for comparing insurance, subscriptions, and other recurring bills so you can look for potential savings without falling for offers that sound too good to be true.
Basic habits like keeping a simple list of due dates, separating bill money from spending money, and reviewing your statements regularly.